Excellent Lenders

1st NM Bank


Donna Stryker

Office# (575) 556-3000

Cell# (575) 644-8134

[email protected]

Citizen's Bank


Eddie DeArmond

Office# (575) 528-6320

[email protected]

Citizen's Bank


Latson Munn

Office# (575)647-4122

Cell# (575) 642-3226

[email protected]

Fairway Independent Mortgage 


Mike Jones 

Offie# (385) 355-6320

Cell# (801) 403-3190

[email protected]

First American Bank


Donice Barnes

Office# (575) 647-7756

[email protected]

First Light Federal Credit Union

(must be a credit union member)

Louise Trask

Office# (575) 373-3525

Cell# (575) 635-2188

[email protected]

Quicken Loans


(800) 769-6133

Website: https://quickenloans.com

Needed for Pre-Qualification Letter (to be submitted with offer)

Bank will run a credit check, and simple debt-to-income ratios.


Needed for Final Qualification (after you go under contract)

For all Loans, please provide:

  • A history of your last two (2) years of residence (with landlord address and phone number, if applicable.
  • A history of your last two (2) years of employment (with employer address and phone number).
  • a copy of each borrower's picture ID (driver's license or passport) and Social Security card.
  • A signed and dated sales contract with all the amendments and attachments.  Include waivers and objections.
  • A check for appraisal.
  • Copy of all inspections.

If you are self-employed, also include:

  • Last two (2) years of signed Federal Income Tax Returns complete with all schedules, all pages, all entities, all K-1's.
  • A year-to-date Profit and Loss statement.
  • A current Balance Sheet.

If you are applying for a VA loan, also include:

  • A copy of the veteran's DD-214.
  • The veteran's original Certificate of Eligibility (if applicable).

If you are applying for a NMFA First-Time Home Buyer loan, also include:

  • Last three (3) years of signed Federal Income Tax Returns (complete with all schedules and W-2's).
  • A history of your last three (3) years of residence (with landlord address and phone number).
  • A history of your last three (3) years employment (with employer address and phone number).

Other documents that may apply:

  • If you own any rental property, provide the rental agreement for each property, hazard insurance, property taxes and mortgage statements.
  • A copy of any divorce decree and/or child support order, required court ordered documents and proof of all ages of children.
  • Bankruptcy papers (all pages), Discharge Certificate, and letter of explanation.
  • Survey of property, if refinancing.
  • Current mortgage statement on property, if refinancing.

If you are applying for a Construction loan, also include:

  • Plans and specs.
  • Signed contract with builder.
  • Contract on land.
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